BanksPLAINSCAPITAL BANK

PLAINSCAPITAL BANK

UNIVERSITY PARK, TXRegionalEst. Sept. 15, 1955, midnightFDIC #17491RSSD #637451FED
Latest · 2025-12-31

PLAINSCAPITAL BANK is an FDIC-insured commercial bank headquartered in UNIVERSITY PARK, TX, established in Sept. 15, 1955, midnight. As of 2025-12-31, the bank reported total assets of $12.7B and total deposits of $10.9B. Profitability stands at 0.96% ROA and 8.11% ROE, with a net interest margin of 3.35%. CET1 capital ratio: 14.49%, well above regulatory minimums. NPL ratio: 0.60% · Texas Ratio: 3.85%. Operates 56 domestic branches.

Assets
$12.7B
Deposits
$10.9B
Loans
$8.9B
Equity
$1.5B

Profitability

Return on Assets (ROA)0.96%
Return on Equity (ROE)8.11%
Net Interest Margin3.35%
Yield on Assets5.33%
Cost of Funds2.13%

Asset Quality

NPL Ratio0.60%
Net Charge-Off Ratio0.19%
Texas Ratio3.85%
NPA Ratio0.48%
ACL / Loans1.03%

Capital & Liquidity

CET1 Ratio14.49%
Tier 1 Capital14.49%
Total Capital Ratio15.60%
Leverage Ratio10.60%
Loan-to-Deposit81.71%

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