PLAINSCAPITAL BANK is an FDIC-insured commercial bank headquartered in UNIVERSITY PARK, TX, established in Sept. 15, 1955, midnight. As of 2025-12-31, the bank reported total assets of $12.7B and total deposits of $10.9B. Profitability stands at 0.96% ROA and 8.11% ROE, with a net interest margin of 3.35%. CET1 capital ratio: 14.49%, well above regulatory minimums. NPL ratio: 0.60% · Texas Ratio: 3.85%. Operates 56 domestic branches.
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