BANK OF DICKSON

DICKSON, TN | Small | Est. May 26, 1954, midnight | FDIC #17327 | RSSD #638131 | FDIC
Latest Report: 2025-12-31

BANK OF DICKSON is asn small FDIC-insured commercial bank headquartered in DICKSON, TN, established in May 26, 1954, midnight. As of 2025-12-31, the bank reported total assets of $278M and total deposits of $249M. Profitability stands at 0.79% ROA and 8.02% ROE, with a net interest margin of 3.44%. The bank's CET1 capital ratio is 10.07%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.07% and a Texas Ratio of 5.28%. FDIC Certificate #17327.

Assets

$278M

Deposits

$249M

Loans

$174M

Equity

$28M

Profitability

Return on Assets (ROA) 0.79%
Return on Equity (ROE) 8.02%
Net Interest Margin (NIM) 3.44%
Yield on Assets 4.67%
Cost of Funds 1.26%

Asset Quality

NPL Ratio 0.07%
Net Charge-Off Ratio 0.01%
Texas Ratio 5.28%
NPA Ratio 0.57%
ACL / Loans 1.04%

Capital & Liquidity

CET1 Ratio 10.07%
Tier 1 Capital 10.07%
Total Capital Ratio 10.57%
Leverage Ratio 11.46%
Loan-to-Deposit 69.92%

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