FIDELITY STATE BANK AND TRUST COMPANY, THE

DODGE CITY, KS | Small | Est. Jan. 2, 1933, midnight | FDIC #10920 | RSSD #638850 | FED
Latest Report: 2025-12-31

FIDELITY STATE BANK AND TRUST COMPANY, THE is asn small FDIC-insured commercial bank headquartered in DODGE CITY, KS, established in Jan. 2, 1933, midnight. As of 2025-12-31, the bank reported total assets of $203M and total deposits of $157M. Profitability stands at 1.05% ROA and 4.89% ROE, with a net interest margin of 3.63%. The bank's CET1 capital ratio is 144.72%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #10920.

Assets

$203M

Deposits

$157M

Loans

$22M

Equity

$45M

Profitability

Return on Assets (ROA) 1.05%
Return on Equity (ROE) 4.89%
Net Interest Margin (NIM) 3.63%
Yield on Assets 4.38%
Cost of Funds 0.89%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.00%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 3.15%

Capital & Liquidity

CET1 Ratio 144.72%
Tier 1 Capital 144.72%
Total Capital Ratio 145.99%
Leverage Ratio 21.68%
Loan-to-Deposit 13.84%

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