FIRST CENTRAL STATE BANK

FIRST CENTRAL STATE BANK is amn medium FDIC-insured commercial bank headquartered in DE WITT, IA, established in June 12, 1967, midnight. As of 2025-12-31, the bank reported total assets of $775M and total deposits of $604M. Profitability stands at 1.33% ROA and 10.83% ROE, with a net interest margin of 3.53%. The bank's CET1 capital ratio is 11.65%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.60% and a Texas Ratio of 3.18%. FDIC Certificate #19716.