CREDIT ONE BANK, NATIONAL ASSOCIATION

LAS VEGAS, NV | Large | Est. July 30, 1984, midnight | FDIC #25620 | RSSD #639567 | OCC
Latest Report: 2025-12-31

CREDIT ONE BANK, NATIONAL ASSOCIATION is aln large FDIC-insured commercial bank headquartered in LAS VEGAS, NV, established in July 30, 1984, midnight. As of 2025-12-31, the bank reported total assets of $2.0B and total deposits of $1.1B. Profitability stands at 21.13% ROA and 69.34% ROE, with a net interest margin of 24.53%. The bank's CET1 capital ratio is 27.33%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #25620.

Assets

$2.0B

Deposits

$1.1B

Loans

$1.7B

Equity

$554M

Profitability

Return on Assets (ROA) 21.13%
Return on Equity (ROE) 69.34%
Net Interest Margin (NIM) 24.53%
Yield on Assets 27.03%
Cost of Funds 4.12%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 10.25%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 14.54%

Capital & Liquidity

CET1 Ratio 27.33%
Tier 1 Capital 27.33%
Total Capital Ratio 28.69%
Leverage Ratio 26.98%
Loan-to-Deposit 157.63%

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