CITIZENS BANK OF WESTON, INC., THE

WESTON, WV | Small | Est. Dec. 23, 1891, midnight | FDIC #19674 | RSSD #639633 | FDIC
Latest Report: 2025-12-31

CITIZENS BANK OF WESTON, INC., THE is asn small FDIC-insured commercial bank headquartered in WESTON, WV, established in Dec. 23, 1891, midnight. As of 2025-12-31, the bank reported total assets of $299M and total deposits of $265M. Profitability stands at 1.45% ROA and 14.14% ROE, with a net interest margin of 4.47%. The bank's CET1 capital ratio is 10.30%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.85% and a Texas Ratio of 5.37%. FDIC Certificate #19674.

Assets

$299M

Deposits

$265M

Loans

$214M

Equity

$31M

Profitability

Return on Assets (ROA) 1.45%
Return on Equity (ROE) 14.14%
Net Interest Margin (NIM) 4.47%
Yield on Assets 6.47%
Cost of Funds 2.07%

Asset Quality

NPL Ratio 0.85%
Net Charge-Off Ratio 0.05%
Texas Ratio 5.37%
NPA Ratio 0.60%
ACL / Loans 1.32%

Capital & Liquidity

CET1 Ratio 10.30%
Tier 1 Capital 10.30%
Total Capital Ratio 10.82%
Leverage Ratio 10.61%
Loan-to-Deposit 80.76%

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