PEOPLES BANK OF DEER LODGE

DEER LODGE, MT | Micro | Est. April 9, 1987, midnight | FDIC #26941 | RSSD #639857 | FDIC
Latest Report: 2025-12-31

PEOPLES BANK OF DEER LODGE is amn micro FDIC-insured commercial bank headquartered in DEER LODGE, MT, established in April 9, 1987, midnight. As of 2025-12-31, the bank reported total assets of $53M and total deposits of $48M. Profitability stands at 1.54% ROA and 17.35% ROE, with a net interest margin of 4.84%. The bank's CET1 capital ratio is 8.67%. Asset quality metrics show a non-performing loan ratio of 1.89% and a Texas Ratio of 17.83%. FDIC Certificate #26941.

Assets

$53M

Deposits

$48M

Loans

$36M

Equity

$5M

Profitability

Return on Assets (ROA) 1.54%
Return on Equity (ROE) 17.35%
Net Interest Margin (NIM) 4.84%
Yield on Assets 6.22%
Cost of Funds 2.92%

Asset Quality

NPL Ratio 1.89%
Net Charge-Off Ratio 0.21%
Texas Ratio 17.83%
NPA Ratio 1.67%
ACL / Loans 1.02%

Capital & Liquidity

CET1 Ratio 8.67%
Tier 1 Capital 8.67%
Total Capital Ratio 9.11%
Leverage Ratio 10.51%
Loan-to-Deposit 74.11%

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