FIRST TRUST AND SAVINGS BANK

FIRST TRUST AND SAVINGS BANK is asn small FDIC-insured commercial bank headquartered in WHEATLAND, IA, established in Jan. 1, 1905, midnight. As of 2025-12-31, the bank reported total assets of $300M and total deposits of $253M. Profitability stands at 0.67% ROA and 6.55% ROE, with a net interest margin of 4.10%. The bank's CET1 capital ratio is 10.25%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.86% and a Texas Ratio of 14.47%. FDIC Certificate #8752.