PIONEER SAVINGS BANK, THE

CLEVELAND, OH | Micro | Est. Jan. 1, 1922, midnight | FDIC #27847 | RSSD #643274 | FDIC
Latest Report: 2025-12-31

PIONEER SAVINGS BANK, THE is amn micro FDIC-insured commercial bank headquartered in CLEVELAND, OH, established in Jan. 1, 1922, midnight. As of 2025-12-31, the bank reported total assets of $56M and total deposits of $36M. Profitability stands at -0.17% ROA and -1.77% ROE, with a net interest margin of 1.76%. The bank's CET1 capital ratio is 9.81%. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #27847.

Assets

$56M

Deposits

$36M

Loans

$35M

Equity

$5M

Profitability

Return on Assets (ROA) -0.17%
Return on Equity (ROE) -1.77%
Net Interest Margin (NIM) 1.76%
Yield on Assets 5.39%
Cost of Funds 3.81%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio --
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 0.93%

Capital & Liquidity

CET1 Ratio 9.81%
Tier 1 Capital 9.81%
Total Capital Ratio 10.30%
Leverage Ratio 11.37%
Loan-to-Deposit 97.10%

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