EASTERN MICHIGAN BANK is amn medium FDIC-insured commercial bank headquartered in CROSWELL, MI, established in Dec. 4, 1895, midnight. As of 2025-12-31, the bank reported total assets of $572M and total deposits of $475M. Profitability stands at -4.04% ROA and -30.36% ROE, with a net interest margin of -11.51%. The bank's CET1 capital ratio is 15.69%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.50% and a Texas Ratio of 1.04%. FDIC Certificate #982.
Assets
$572M
Deposits
$475M
Loans
$204M
Equity
$96M
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