FIRST STATE BANK, THE

FIRST STATE BANK, THE is amn micro FDIC-insured commercial bank headquartered in POND CREEK, OK, established in Sept. 16, 1893, midnight. As of 2025-12-31, the bank reported total assets of $58M and total deposits of $48M. Profitability stands at 0.58% ROA and 4.01% ROE, with a net interest margin of 5.68%. The bank's CET1 capital ratio is 14.32%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.06% and a Texas Ratio of 5.88%. FDIC Certificate #11527.