FIRST STATE BANK, THE

FIRST STATE BANK, THE is an FDIC-insured commercial bank headquartered in POND CREEK, OK, established in Sept. 16, 1893, midnight. As of 2025-12-31, the bank reported total assets of $58M and total deposits of $48M. Profitability stands at 0.58% ROA and 4.01% ROE, with a net interest margin of 5.68%. CET1 capital ratio: 14.32%, well above regulatory minimums. NPL ratio: 1.06% · Texas Ratio: 5.88%. Operates 2 domestic branches.