FIRST NATIONAL BANK OF QUITAQUE, THE

QUITAQUE, TX | Small | Est. Aug. 20, 1920, midnight | FDIC #3401 | RSSD #644963 | OCC
Latest Report: 2025-12-31

FIRST NATIONAL BANK OF QUITAQUE, THE is asn small FDIC-insured commercial bank headquartered in QUITAQUE, TX, established in Aug. 20, 1920, midnight. As of 2025-12-31, the bank reported total assets of $156M and total deposits of $138M. Profitability stands at 1.81% ROA and 16.82% ROE, with a net interest margin of 4.08%. The bank's CET1 capital ratio is 10.73%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.56% and a Texas Ratio of 5.47%. FDIC Certificate #3401.

Assets

$156M

Deposits

$138M

Loans

$62M

Equity

$17M

Profitability

Return on Assets (ROA) 1.81%
Return on Equity (ROE) 16.82%
Net Interest Margin (NIM) 4.08%
Yield on Assets 6.07%
Cost of Funds 2.08%

Asset Quality

NPL Ratio 1.56%
Net Charge-Off Ratio 0.58%
Texas Ratio 5.47%
NPA Ratio 0.62%
ACL / Loans 1.53%

Capital & Liquidity

CET1 Ratio 10.73%
Tier 1 Capital 10.73%
Total Capital Ratio 11.27%
Leverage Ratio 10.78%
Loan-to-Deposit 45.03%

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