BANK NORTHWEST

HAMILTON, MO | Small | Est. Aug. 4, 1945, midnight | FDIC #16601 | RSSD #645157 | FDIC
Latest Report: 2025-12-31

BANK NORTHWEST is asn small FDIC-insured commercial bank headquartered in HAMILTON, MO, established in Aug. 4, 1945, midnight. As of 2025-12-31, the bank reported total assets of $223M and total deposits of $199M. Profitability stands at 2.53% ROA and 24.75% ROE, with a net interest margin of 5.35%. The bank's CET1 capital ratio is 10.22%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.18% and a Texas Ratio of 1.25%. FDIC Certificate #16601.

Assets

$223M

Deposits

$199M

Loans

$169M

Equity

$23M

Profitability

Return on Assets (ROA) 2.53%
Return on Equity (ROE) 24.75%
Net Interest Margin (NIM) 5.35%
Yield on Assets 6.99%
Cost of Funds 1.69%

Asset Quality

NPL Ratio 0.18%
Net Charge-Off Ratio 0.08%
Texas Ratio 1.25%
NPA Ratio 0.14%
ACL / Loans 0.96%

Capital & Liquidity

CET1 Ratio 10.22%
Tier 1 Capital 10.22%
Total Capital Ratio 10.73%
Leverage Ratio 10.73%
Loan-to-Deposit 84.83%

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