ADIRONDACK TRUST COMPANY, THE

ADIRONDACK TRUST COMPANY, THE is aln large FDIC-insured commercial bank headquartered in SARATOGA SPRINGS, NY, established in Jan. 1, 1901, midnight. As of 2025-12-31, the bank reported total assets of $1.8B and total deposits of $1.6B. Profitability stands at 1.06% ROA and 9.93% ROE, with a net interest margin of 2.94%. The bank's CET1 capital ratio is 16.39%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.37% and a Texas Ratio of 1.86%. FDIC Certificate #660.