GREENEVILLE FEDERAL BANK, F.S.B.

GREENEVILLE, TN | Small | Est. Aug. 2, 1960, midnight | FDIC #31198 | RSSD #645577 | OCC
Latest Report: 2025-12-31

GREENEVILLE FEDERAL BANK, F.S.B. is asn small FDIC-insured commercial bank headquartered in GREENEVILLE, TN, established in Aug. 2, 1960, midnight. As of 2025-12-31, the bank reported total assets of $205M and total deposits of $157M. Profitability stands at 0.86% ROA and 5.83% ROE, with a net interest margin of 4.66%. The bank's CET1 capital ratio is 20.78%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 2.00% and a Texas Ratio of 10.51%. FDIC Certificate #31198.

Assets

$205M

Deposits

$157M

Loans

$171M

Equity

$30M

Profitability

Return on Assets (ROA) 0.86%
Return on Equity (ROE) 5.83%
Net Interest Margin (NIM) 4.66%
Yield on Assets 6.59%
Cost of Funds 2.13%

Asset Quality

NPL Ratio 2.00%
Net Charge-Off Ratio -0.50%
Texas Ratio 10.51%
NPA Ratio 1.67%
ACL / Loans 1.23%

Capital & Liquidity

CET1 Ratio 20.78%
Tier 1 Capital 20.78%
Total Capital Ratio 22.03%
Leverage Ratio 15.02%
Loan-to-Deposit 108.66%

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