WESBANCO BANK, INC.

WHEELING, WV | Regional | Est. Jan. 20, 1870, midnight | FDIC #803 | RSSD #645625 | FDIC
Latest Report: 2025-12-31

WESBANCO BANK, INC. is arn regional FDIC-insured commercial bank headquartered in WHEELING, WV, established in Jan. 20, 1870, midnight. As of 2025-12-31, the bank reported total assets of $27.6B and total deposits of $21.8B. Profitability stands at 1.41% ROA and 9.39% ROE, with a net interest margin of 3.60%. The bank's CET1 capital ratio is 12.06%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.47% and a Texas Ratio of 2.11%. FDIC Certificate #803.

Assets

$27.6B

Deposits

$21.8B

Loans

$19.3B

Equity

$4.2B

Profitability

Return on Assets (ROA) 1.41%
Return on Equity (ROE) 9.39%
Net Interest Margin (NIM) 3.60%
Yield on Assets 5.36%
Cost of Funds 3.63%

Asset Quality

NPL Ratio 0.47%
Net Charge-Off Ratio 0.10%
Texas Ratio 2.11%
NPA Ratio 0.33%
ACL / Loans 1.13%

Capital & Liquidity

CET1 Ratio 12.06%
Tier 1 Capital 12.06%
Total Capital Ratio 13.12%
Leverage Ratio 9.92%
Loan-to-Deposit 88.48%

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