BanksWESBANCO BANK, INC.

WESBANCO BANK, INC.

WHEELING, WVRegionalEst. Jan. 20, 1870, midnightFDIC #803RSSD #645625FDIC
Latest · 2025-12-31

WESBANCO BANK, INC. is an FDIC-insured commercial bank headquartered in WHEELING, WV, established in Jan. 20, 1870, midnight. As of 2025-12-31, the bank reported total assets of $27.6B and total deposits of $21.8B. Profitability stands at 1.41% ROA and 9.39% ROE, with a net interest margin of 3.60%. CET1 capital ratio: 12.06%, well above regulatory minimums. NPL ratio: 0.47% · Texas Ratio: 2.11%. Operates 253 domestic branches.

Assets
$27.6B
Deposits
$21.8B
Loans
$19.3B
Equity
$4.2B

Profitability

Return on Assets (ROA)1.41%
Return on Equity (ROE)9.39%
Net Interest Margin3.60%
Yield on Assets5.36%
Cost of Funds1.95%

Asset Quality

NPL Ratio0.47%
Net Charge-Off Ratio0.10%
Texas Ratio2.11%
NPA Ratio0.33%
ACL / Loans1.13%

Capital & Liquidity

CET1 Ratio12.06%
Tier 1 Capital12.06%
Total Capital Ratio13.12%
Leverage Ratio9.92%
Loan-to-Deposit88.48%

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