FIRST PIEDMONT FEDERAL SAVINGS AND LOAN ASSOCIATION

FIRST PIEDMONT FEDERAL SAVINGS AND LOAN ASSOCIATION is amn medium FDIC-insured commercial bank headquartered in GAFFNEY, SC, established in Jan. 1, 1933, midnight. As of 2025-12-31, the bank reported total assets of $581M and total deposits of $409M. Profitability stands at 1.62% ROA and 5.63% ROE, with a net interest margin of 5.10%. The bank's CET1 capital ratio is 28.74%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.73% and a Texas Ratio of 2.12%. FDIC Certificate #28859.