HUNTINGDON SAVINGS BANK

HUNTINGDON, PA | Micro | Est. Jan. 1, 1923, midnight | FDIC #30031 | RSSD #646471 | FDIC
Latest Report: 2025-12-31

HUNTINGDON SAVINGS BANK is amn micro FDIC-insured commercial bank headquartered in HUNTINGDON, PA, established in Jan. 1, 1923, midnight. As of 2025-12-31, the bank reported total assets of $17M and total deposits of $13M. Profitability stands at 0.27% ROA and 1.20% ROE, with a net interest margin of 2.55%. The bank's CET1 capital ratio is 48.88%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.80% and a Texas Ratio of 2.72%. FDIC Certificate #30031.

Assets

$17M

Deposits

$13M

Loans

$14M

Equity

$4M

Profitability

Return on Assets (ROA) 0.27%
Return on Equity (ROE) 1.20%
Net Interest Margin (NIM) 2.55%
Yield on Assets 5.07%
Cost of Funds 3.04%

Asset Quality

NPL Ratio 0.80%
Net Charge-Off Ratio --
Texas Ratio 2.72%
NPA Ratio 0.64%
ACL / Loans 0.68%

Capital & Liquidity

CET1 Ratio 48.88%
Tier 1 Capital 48.88%
Total Capital Ratio 50.03%
Leverage Ratio 22.72%
Loan-to-Deposit 103.14%

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