BanksHUNTINGDON SAVINGS BANK

HUNTINGDON SAVINGS BANK

HUNTINGDON, PAMicroEst. Jan. 1, 1923, midnightFDIC #30031RSSD #646471FDIC
Latest · 2025-12-31

HUNTINGDON SAVINGS BANK is an FDIC-insured commercial bank headquartered in HUNTINGDON, PA, established in Jan. 1, 1923, midnight. As of 2025-12-31, the bank reported total assets of $17M and total deposits of $13M. Profitability stands at 0.27% ROA and 1.20% ROE, with a net interest margin of 2.55%. CET1 capital ratio: 48.88%, well above regulatory minimums. NPL ratio: 0.80% · Texas Ratio: 2.72%. Operates 1 domestic branch.

Assets
$17M
Deposits
$13M
Loans
$14M
Equity
$4M

Profitability

Return on Assets (ROA)0.27%
Return on Equity (ROE)1.20%
Net Interest Margin2.55%
Yield on Assets5.07%
Cost of Funds3.01%

Asset Quality

NPL Ratio0.80%
Net Charge-Off Ratio0.00%
Texas Ratio2.72%
NPA Ratio0.64%
ACL / Loans0.68%

Capital & Liquidity

CET1 Ratio48.88%
Tier 1 Capital48.88%
Total Capital Ratio50.03%
Leverage Ratio22.72%
Loan-to-Deposit103.14%

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