NEW CARLISLE FEDERAL SAVINGS BANK

NEW CARLISLE, OH | Small | Est. Jan. 1, 1883, midnight | FDIC #29173 | RSSD #646873 | OCC
Latest Report: 2025-12-31

NEW CARLISLE FEDERAL SAVINGS BANK is asn small FDIC-insured commercial bank headquartered in NEW CARLISLE, OH, established in Jan. 1, 1883, midnight. As of 2025-12-31, the bank reported total assets of $314M and total deposits of $248M. Profitability stands at 0.80% ROA and 9.82% ROE, with a net interest margin of 3.94%. The bank's CET1 capital ratio is 9.59%. Asset quality metrics show a non-performing loan ratio of 1.41% and a Texas Ratio of 13.84%. FDIC Certificate #29173.

Assets

$314M

Deposits

$248M

Loans

$275M

Equity

$26M

Profitability

Return on Assets (ROA) 0.80%
Return on Equity (ROE) 9.82%
Net Interest Margin (NIM) 3.94%
Yield on Assets 6.90%
Cost of Funds 2.99%

Asset Quality

NPL Ratio 1.41%
Net Charge-Off Ratio 0.43%
Texas Ratio 13.84%
NPA Ratio 1.23%
ACL / Loans 0.73%

Capital & Liquidity

CET1 Ratio 9.59%
Tier 1 Capital 9.59%
Total Capital Ratio 10.34%
Leverage Ratio 8.25%
Loan-to-Deposit 110.81%

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