FARMERS & MERCHANTS BANK is asn small FDIC-insured commercial bank headquartered in EATONTON, GA, established in Nov. 15, 1922, midnight. As of 2025-12-31, the bank reported total assets of $312M and total deposits of $282M. Profitability stands at 0.64% ROA and 7.20% ROE, with a net interest margin of 2.91%. The bank's CET1 capital ratio is 20.34%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.97% and a Texas Ratio of 3.91%. FDIC Certificate #9069.
Assets
$312M
Deposits
$282M
Loans
$120M
Equity
$28M
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