FARMERS STATE BANK, THE

QUINTON, OK | Small | Est. March 8, 1908, midnight | FDIC #404 | RSSD #647759 | FED
Latest Report: 2025-12-31

FARMERS STATE BANK, THE is asn small FDIC-insured commercial bank headquartered in QUINTON, OK, established in March 8, 1908, midnight. As of 2025-12-31, the bank reported total assets of $191M and total deposits of $181M. Profitability stands at 0.88% ROA and 19.73% ROE, with a net interest margin of 5.36%. The bank's CET1 capital ratio is 12.67%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.60% and a Texas Ratio of 7.01%. FDIC Certificate #404.

Assets

$191M

Deposits

$181M

Loans

$129M

Equity

$9M

Profitability

Return on Assets (ROA) 0.88%
Return on Equity (ROE) 19.73%
Net Interest Margin (NIM) 5.36%
Yield on Assets 7.04%
Cost of Funds 1.64%

Asset Quality

NPL Ratio 0.60%
Net Charge-Off Ratio 0.28%
Texas Ratio 7.01%
NPA Ratio 0.40%
ACL / Loans 1.50%

Capital & Liquidity

CET1 Ratio 12.67%
Tier 1 Capital 12.67%
Total Capital Ratio 13.92%
Leverage Ratio 8.90%
Loan-to-Deposit 71.16%

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