CITIZENS FEDERAL SAVINGS & LOAN ASSOCIATION is asn small FDIC-insured commercial bank headquartered in BELLEFONTAINE, OH, established in Jan. 1, 1885, midnight. As of 2025-12-31, the bank reported total assets of $185M and total deposits of $165M. Profitability stands at 0.52% ROA and 5.00% ROE, with a net interest margin of 2.53%. The bank's CET1 capital ratio is 20.22%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #28060.
Assets
$185M
Deposits
$165M
Loans
$145M
Equity
$19M
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