ASCENT BANK

HELENA, MT | Small | Est. April 13, 1970, midnight | FDIC #20162 | RSSD #647955 | FDIC
Latest Report: 2025-12-31

ASCENT BANK is asn small FDIC-insured commercial bank headquartered in HELENA, MT, established in April 13, 1970, midnight. As of 2025-12-31, the bank reported total assets of $110M and total deposits of $97M. Profitability stands at 1.29% ROA and 13.58% ROE, with a net interest margin of 4.64%. The bank's CET1 capital ratio is 13.96%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.74% and a Texas Ratio of 11.71%. FDIC Certificate #20162.

Assets

$110M

Deposits

$97M

Loans

$80M

Equity

$11M

Profitability

Return on Assets (ROA) 1.29%
Return on Equity (ROE) 13.58%
Net Interest Margin (NIM) 4.64%
Yield on Assets 6.62%
Cost of Funds 2.69%

Asset Quality

NPL Ratio 1.74%
Net Charge-Off Ratio 0.01%
Texas Ratio 11.71%
NPA Ratio 1.27%
ACL / Loans 1.53%

Capital & Liquidity

CET1 Ratio 13.96%
Tier 1 Capital 13.96%
Total Capital Ratio 15.22%
Leverage Ratio 9.48%
Loan-to-Deposit 82.53%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required