STATE BANK is amn micro FDIC-insured commercial bank headquartered in SPENCER, IA, established in May 1, 1944, midnight. As of 2025-12-31, the bank reported total assets of $74M and total deposits of $67M. Profitability stands at 0.85% ROA and 10.13% ROE, with a net interest margin of 4.19%. The bank's CET1 capital ratio is 13.49%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.12% and a Texas Ratio of 0.88%. FDIC Certificate #16151.
Assets
$74M
Deposits
$67M
Loans
$50M
Equity
$6M
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