TORRINGTON SAVINGS BANK, THE

TORRINGTON, CT | Large | Est. Aug. 15, 1868, midnight | FDIC #16636 | RSSD #65205 | FDIC
Latest Report: 2025-12-31

TORRINGTON SAVINGS BANK, THE is aln large FDIC-insured commercial bank headquartered in TORRINGTON, CT, established in Aug. 15, 1868, midnight. As of 2025-12-31, the bank reported total assets of $1.0B and total deposits of $808M. Profitability stands at 0.57% ROA and 3.18% ROE, with a net interest margin of 3.11%. The bank's CET1 capital ratio is 17.78%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.14% and a Texas Ratio of 0.58%. FDIC Certificate #16636.

Assets

$1.0B

Deposits

$808M

Loans

$781M

Equity

$181M

Profitability

Return on Assets (ROA) 0.57%
Return on Equity (ROE) 3.18%
Net Interest Margin (NIM) 3.11%
Yield on Assets 4.82%
Cost of Funds 1.94%

Asset Quality

NPL Ratio 0.14%
Net Charge-Off Ratio 0.00%
Texas Ratio 0.58%
NPA Ratio 0.11%
ACL / Loans 0.86%

Capital & Liquidity

CET1 Ratio 17.78%
Tier 1 Capital 17.78%
Total Capital Ratio 18.67%
Leverage Ratio 18.65%
Loan-to-Deposit 96.61%

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