NEXBANK

DALLAS, TX | Regional | Est. Nov. 30, 1934, midnight | FDIC #29209 | RSSD #652874 | FDIC
Latest Report: 2025-12-31

NEXBANK is arn regional FDIC-insured commercial bank headquartered in DALLAS, TX, established in Nov. 30, 1934, midnight. As of 2025-12-31, the bank reported total assets of $13.9B and total deposits of $10.8B. Profitability stands at 0.66% ROA and 7.64% ROE, with a net interest margin of 2.18%. The bank's CET1 capital ratio is 14.62%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.95% and a Texas Ratio of 10.02%. FDIC Certificate #29209.

Assets

$13.9B

Deposits

$10.8B

Loans

$9.5B

Equity

$1.2B

Profitability

Return on Assets (ROA) 0.66%
Return on Equity (ROE) 7.64%
Net Interest Margin (NIM) 2.18%
Yield on Assets 4.74%
Cost of Funds 5.15%

Asset Quality

NPL Ratio 0.95%
Net Charge-Off Ratio 0.03%
Texas Ratio 10.02%
NPA Ratio 0.90%
ACL / Loans 0.43%

Capital & Liquidity

CET1 Ratio 14.62%
Tier 1 Capital 14.62%
Total Capital Ratio 15.10%
Leverage Ratio 9.27%
Loan-to-Deposit 87.87%

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