FARMERS STATE BANK

FAIRVIEW, KS | Micro | Est. Sept. 14, 1929, midnight | FDIC #15853 | RSSD #652959 | FDIC
Latest Report: 2025-12-31

FARMERS STATE BANK is amn micro FDIC-insured commercial bank headquartered in FAIRVIEW, KS, established in Sept. 14, 1929, midnight. As of 2025-12-31, the bank reported total assets of $27M and total deposits of $24M. Profitability stands at 0.33% ROA and 3.34% ROE, with a net interest margin of 3.89%. The bank's CET1 capital ratio is 13.83%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #15853. The institution operates 1 domestic branch.

Assets

$27M

Deposits

$24M

Loans

$14M

Equity

$2M

Profitability

Return on Assets (ROA) 0.33%
Return on Equity (ROE) 3.34%
Net Interest Margin (NIM) 3.89%
Yield on Assets 5.28%
Cost of Funds 1.79%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.38%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.15%

Capital & Liquidity

CET1 Ratio 13.83%
Tier 1 Capital 13.83%
Total Capital Ratio 14.74%
Leverage Ratio 9.46%
Loan-to-Deposit 59.24%

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