BanksFARMERS STATE BANK

FARMERS STATE BANK

FAIRVIEW, KSMicroEst. Sept. 14, 1929, midnightFDIC #15853RSSD #652959FDIC
Latest · 2025-12-31

FARMERS STATE BANK is an FDIC-insured commercial bank headquartered in FAIRVIEW, KS, established in Sept. 14, 1929, midnight. As of 2025-12-31, the bank reported total assets of $27M and total deposits of $24M. Profitability stands at 0.33% ROA and 3.34% ROE, with a net interest margin of 3.89%. CET1 capital ratio: 13.83%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 1 domestic branch.

Assets
$27M
Deposits
$24M
Loans
$14M
Equity
$2M

Profitability

Return on Assets (ROA)0.33%
Return on Equity (ROE)3.34%
Net Interest Margin3.89%
Yield on Assets5.28%
Cost of Funds1.42%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio0.38%
Texas Ratio0.00%
NPA Ratio0.00%
ACL / Loans1.15%

Capital & Liquidity

CET1 Ratio13.83%
Tier 1 Capital13.83%
Total Capital Ratio14.74%
Leverage Ratio9.46%
Loan-to-Deposit59.24%

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