FARMERS STATE BANK OF WESTERN ILLINOIS

FARMERS STATE BANK OF WESTERN ILLINOIS is asn small FDIC-insured commercial bank headquartered in ALPHA, IL, established in Dec. 1, 1910, midnight. As of 2025-12-31, the bank reported total assets of $171M and total deposits of $147M. Profitability stands at 1.16% ROA and 10.20% ROE, with a net interest margin of 3.72%. The bank's CET1 capital ratio is 11.27%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.41% and a Texas Ratio of 4.96%. FDIC Certificate #11680.