JONESTOWN BANK AND TRUST COMPANY OF JONESTOWN, PENNSYLVANIA

JONESTOWN, PA | Medium | Est. Jan. 1, 1873, midnight | FDIC #10677 | RSSD #653611 | FDIC
Latest Report: 2025-12-31

JONESTOWN BANK AND TRUST COMPANY OF JONESTOWN, PENNSYLVANIA is amn medium FDIC-insured commercial bank headquartered in JONESTOWN, PA, established in Jan. 1, 1873, midnight. As of 2025-12-31, the bank reported total assets of $989M and total deposits of $833M. Profitability stands at 1.21% ROA and 12.26% ROE, with a net interest margin of 4.37%. The bank's CET1 capital ratio is 9.95%. Asset quality metrics show a non-performing loan ratio of 0.03% and a Texas Ratio of 0.22%. FDIC Certificate #10677.

Assets

$989M

Deposits

$833M

Loans

$814M

Equity

$98M

Profitability

Return on Assets (ROA) 1.21%
Return on Equity (ROE) 12.26%
Net Interest Margin (NIM) 4.37%
Yield on Assets 6.05%
Cost of Funds 1.74%

Asset Quality

NPL Ratio 0.03%
Net Charge-Off Ratio 0.24%
Texas Ratio 0.22%
NPA Ratio 0.02%
ACL / Loans 1.19%

Capital & Liquidity

CET1 Ratio 9.95%
Tier 1 Capital 9.95%
Total Capital Ratio 10.44%
Leverage Ratio 9.88%
Loan-to-Deposit 97.81%

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