HARRISON BUILDING AND LOAN ASSOCIATION, THE

HARRISON, OH | Small | Est. Jan. 1, 1916, midnight | FDIC #28080 | RSSD #653778 | FDIC
Latest Report: 2025-12-31

HARRISON BUILDING AND LOAN ASSOCIATION, THE is asn small FDIC-insured commercial bank headquartered in HARRISON, OH, established in Jan. 1, 1916, midnight. As of 2025-12-31, the bank reported total assets of $277M and total deposits of $207M. Profitability stands at 0.97% ROA and 6.67% ROE, with a net interest margin of 3.25%. The bank's CET1 capital ratio is 14.94%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.46% and a Texas Ratio of 1.63%. FDIC Certificate #28080.

Assets

$277M

Deposits

$207M

Loans

$152M

Equity

$41M

Profitability

Return on Assets (ROA) 0.97%
Return on Equity (ROE) 6.67%
Net Interest Margin (NIM) 3.25%
Yield on Assets 5.14%
Cost of Funds 2.07%

Asset Quality

NPL Ratio 0.46%
Net Charge-Off Ratio 0.06%
Texas Ratio 1.63%
NPA Ratio 0.25%
ACL / Loans 0.82%

Capital & Liquidity

CET1 Ratio 14.94%
Tier 1 Capital 14.94%
Total Capital Ratio 15.68%
Leverage Ratio 17.07%
Loan-to-Deposit 73.14%

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