FIRST STATE BANK OF MICHIGAN

FIRST STATE BANK OF MICHIGAN is amn micro FDIC-insured commercial bank headquartered in DECATUR, MI, established in Jan. 1, 1870, midnight. As of 2025-12-31, the bank reported total assets of $81M and total deposits of $65M. Profitability stands at -1.56% ROA and -7.27% ROE, with a net interest margin of 4.19%. The bank's CET1 capital ratio is 12.29%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.53% and a Texas Ratio of 1.46%. FDIC Certificate #12893.