FIRST STATE BANK OF MICHIGAN is an FDIC-insured commercial bank headquartered in DECATUR, MI, established in Jan. 1, 1870, midnight. As of 2025-12-31, the bank reported total assets of $81M and total deposits of $65M. Profitability stands at -1.56% ROA and -7.27% ROE, with a net interest margin of 4.19%. CET1 capital ratio: 15.45%, well above regulatory minimums. NPL ratio: 0.53% · Texas Ratio: 1.46%. Operates 1 domestic branch.
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