BanksPEOPLES COMMUNITY BANK SB OF MONTICELLO, INDIANA

PEOPLES COMMUNITY BANK SB OF MONTICELLO, INDIANA

MONTICELLO, INMicroEst. Jan. 1, 1899, midnightFDIC #30065RSSD #654579FDIC
Latest · 2025-12-31

PEOPLES COMMUNITY BANK SB OF MONTICELLO, INDIANA is an FDIC-insured commercial bank headquartered in MONTICELLO, IN, established in Jan. 1, 1899, midnight. As of 2025-12-31, the bank reported total assets of $44M and total deposits of $21M. Profitability stands at 0.60% ROA and 1.92% ROE, with a net interest margin of 3.98%. CET1 capital ratio: 30.93%, well above regulatory minimums. NPL ratio: 1.06% · Texas Ratio: 3.16%. Operates 1 domestic branch.

Assets
$44M
Deposits
$21M
Loans
$41M
Equity
$13M

Profitability

Return on Assets (ROA)0.60%
Return on Equity (ROE)1.92%
Net Interest Margin3.98%
Yield on Assets6.08%
Cost of Funds2.82%

Asset Quality

NPL Ratio1.06%
Net Charge-Off Ratio0.00%
Texas Ratio3.16%
NPA Ratio1.00%
ACL / Loans0.87%

Capital & Liquidity

CET1 Ratio30.93%
Tier 1 Capital30.93%
Total Capital Ratio32.47%
Leverage Ratio31.73%
Loan-to-Deposit197.18%

This is just the summary.

The full dashboard covers 4,287 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Peer benchmarking
Excel tearsheet exports
Risk & failure probability
Create free account

No credit card required