ANCHOR STATE BANK

ANCHOR, IL | Micro | Est. Dec. 27, 1920, midnight | FDIC #11681 | RSSD #655530 | FDIC
Latest Report: 2025-12-31

ANCHOR STATE BANK is amn micro FDIC-insured commercial bank headquartered in ANCHOR, IL, established in Dec. 27, 1920, midnight. As of 2025-12-31, the bank reported total assets of $65M and total deposits of $56M. Profitability stands at 0.48% ROA and 3.94% ROE, with a net interest margin of 3.62%. The bank's CET1 capital ratio is 20.22%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 5.81%. FDIC Certificate #11681.

Assets

$65M

Deposits

$56M

Loans

$31M

Equity

$8M

Profitability

Return on Assets (ROA) 0.48%
Return on Equity (ROE) 3.94%
Net Interest Margin (NIM) 3.62%
Yield on Assets 5.23%
Cost of Funds 2.79%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.06%
Texas Ratio 5.81%
NPA Ratio 0.78%
ACL / Loans 0.83%

Capital & Liquidity

CET1 Ratio 20.22%
Tier 1 Capital 20.22%
Total Capital Ratio 20.84%
Leverage Ratio 13.08%
Loan-to-Deposit 56.03%

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