BanksANCHOR STATE BANK

ANCHOR STATE BANK

ANCHOR, ILMicroEst. Dec. 27, 1920, midnightFDIC #11681RSSD #655530FDIC
Latest · 2025-12-31

ANCHOR STATE BANK is an FDIC-insured commercial bank headquartered in ANCHOR, IL, established in Dec. 27, 1920, midnight. As of 2025-12-31, the bank reported total assets of $65M and total deposits of $56M. Profitability stands at 0.48% ROA and 3.94% ROE, with a net interest margin of 3.62%. CET1 capital ratio: 20.22%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 5.81%. Operates 1 domestic branch.

Assets
$65M
Deposits
$56M
Loans
$31M
Equity
$8M

Profitability

Return on Assets (ROA)0.48%
Return on Equity (ROE)3.94%
Net Interest Margin3.62%
Yield on Assets5.23%
Cost of Funds1.71%

Asset Quality

NPL Ratio0.00%
Net Charge-Off Ratio0.06%
Texas Ratio5.81%
NPA Ratio0.78%
ACL / Loans0.83%

Capital & Liquidity

CET1 Ratio20.22%
Tier 1 Capital20.22%
Total Capital Ratio20.84%
Leverage Ratio13.08%
Loan-to-Deposit56.03%

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