PIONEER BANK & TRUST

BELLE FOURCHE, SD | Large | Est. Aug. 30, 1937, midnight | FDIC #15562 | RSSD #65559 | FDIC
Latest Report: 2025-12-31

PIONEER BANK & TRUST is aln large FDIC-insured commercial bank headquartered in BELLE FOURCHE, SD, established in Aug. 30, 1937, midnight. As of 2025-12-31, the bank reported total assets of $1.0B and total deposits of $906M. Profitability stands at 1.17% ROA and 11.80% ROE, with a net interest margin of 3.97%. The bank's CET1 capital ratio is 17.02%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #15562.

Assets

$1.0B

Deposits

$906M

Loans

$537M

Equity

$98M

Profitability

Return on Assets (ROA) 1.17%
Return on Equity (ROE) 11.80%
Net Interest Margin (NIM) 3.97%
Yield on Assets 5.36%
Cost of Funds 1.44%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.02%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.09%

Capital & Liquidity

CET1 Ratio 17.02%
Tier 1 Capital 17.02%
Total Capital Ratio 17.93%
Leverage Ratio 10.91%
Loan-to-Deposit 59.27%

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