CCB COMMUNITY BANK

ANDALUSIA, AL | Medium | Est. July 1, 1947, midnight | FDIC #16595 | RSSD #655839 | FDIC
Latest Report: 2025-12-31

CCB COMMUNITY BANK is amn medium FDIC-insured commercial bank headquartered in ANDALUSIA, AL, established in July 1, 1947, midnight. As of 2025-12-31, the bank reported total assets of $663M and total deposits of $596M. Profitability stands at 2.43% ROA and 26.16% ROE, with a net interest margin of 4.91%. The bank's CET1 capital ratio is 9.27%. Asset quality metrics show a non-performing loan ratio of 0.27% and a Texas Ratio of 2.03%. FDIC Certificate #16595.

Assets

$663M

Deposits

$596M

Loans

$504M

Equity

$62M

Profitability

Return on Assets (ROA) 2.43%
Return on Equity (ROE) 26.16%
Net Interest Margin (NIM) 4.91%
Yield on Assets 6.52%
Cost of Funds 1.65%

Asset Quality

NPL Ratio 0.27%
Net Charge-Off Ratio 0.10%
Texas Ratio 2.03%
NPA Ratio 0.21%
ACL / Loans 1.24%

Capital & Liquidity

CET1 Ratio 9.27%
Tier 1 Capital 9.27%
Total Capital Ratio 9.74%
Leverage Ratio 10.18%
Loan-to-Deposit 84.50%

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