WAFD BANK

SEATTLE, WA | Regional | Est. Jan. 1, 1917, midnight | FDIC #28088 | RSSD #656377 | FDIC
Latest Report: 2025-12-31

WAFD BANK is arn regional FDIC-insured commercial bank headquartered in SEATTLE, WA, established in Jan. 1, 1917, midnight. As of 2025-12-31, the bank reported total assets of $27.3B and total deposits of $21.5B. Profitability stands at 0.99% ROA and 8.74% ROE, with a net interest margin of 2.80%. The bank's CET1 capital ratio is 13.44%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.95% and a Texas Ratio of 6.15%. FDIC Certificate #28088.

Assets

$27.3B

Deposits

$21.5B

Loans

$20.1B

Equity

$3.1B

Profitability

Return on Assets (ROA) 0.99%
Return on Equity (ROE) 8.74%
Net Interest Margin (NIM) 2.80%
Yield on Assets 5.22%
Cost of Funds 3.80%

Asset Quality

NPL Ratio 0.95%
Net Charge-Off Ratio 0.08%
Texas Ratio 6.15%
NPA Ratio 0.73%
ACL / Loans 1.00%

Capital & Liquidity

CET1 Ratio 13.44%
Tier 1 Capital 13.44%
Total Capital Ratio 14.60%
Leverage Ratio 9.55%
Loan-to-Deposit 93.24%

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