BanksWAFD BANK

WAFD BANK

SEATTLE, WARegionalEst. Jan. 1, 1917, midnightFDIC #28088RSSD #656377FDIC
Latest · 2025-12-31

WAFD BANK is an FDIC-insured commercial bank headquartered in SEATTLE, WA, established in Jan. 1, 1917, midnight. As of 2025-12-31, the bank reported total assets of $27.3B and total deposits of $21.5B. Profitability stands at 0.99% ROA and 8.74% ROE, with a net interest margin of 2.80%. CET1 capital ratio: 13.44%, well above regulatory minimums. NPL ratio: 0.95% · Texas Ratio: 6.15%. Operates 210 domestic branches.

Assets
$27.3B
Deposits
$21.5B
Loans
$20.1B
Equity
$3.1B

Profitability

Return on Assets (ROA)0.99%
Return on Equity (ROE)8.74%
Net Interest Margin2.80%
Yield on Assets5.22%
Cost of Funds2.54%

Asset Quality

NPL Ratio0.95%
Net Charge-Off Ratio0.08%
Texas Ratio6.15%
NPA Ratio0.73%
ACL / Loans1.00%

Capital & Liquidity

CET1 Ratio13.44%
Tier 1 Capital13.44%
Total Capital Ratio14.60%
Leverage Ratio9.55%
Loan-to-Deposit93.24%

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