UNION FEDERAL SAVINGS AND LOAN ASSOCIATION

KEWANEE, IL | Small | Est. Jan. 1, 1890, midnight | FDIC #27767 | RSSD #656779 | OCC
Latest Report: 2025-12-31

UNION FEDERAL SAVINGS AND LOAN ASSOCIATION is asn small FDIC-insured commercial bank headquartered in KEWANEE, IL, established in Jan. 1, 1890, midnight. As of 2025-12-31, the bank reported total assets of $145M and total deposits of $120M. Profitability stands at 0.32% ROA and 1.99% ROE, with a net interest margin of 3.50%. The bank's CET1 capital ratio is 16.25%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.36% and a Texas Ratio of 1.70%. FDIC Certificate #27767.

Assets

$145M

Deposits

$120M

Loans

$120M

Equity

$24M

Profitability

Return on Assets (ROA) 0.32%
Return on Equity (ROE) 1.99%
Net Interest Margin (NIM) 3.50%
Yield on Assets 5.00%
Cost of Funds 1.66%

Asset Quality

NPL Ratio 0.36%
Net Charge-Off Ratio 0.00%
Texas Ratio 1.70%
NPA Ratio 0.29%
ACL / Loans 1.23%

Capital & Liquidity

CET1 Ratio 16.25%
Tier 1 Capital 16.25%
Total Capital Ratio 17.06%
Leverage Ratio 16.52%
Loan-to-Deposit 99.46%

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