SCHUYLER SAVINGS BANK

KEARNY, NJ | Small | Est. Jan. 1, 1924, midnight | FDIC #30072 | RSSD #657178 | FDIC
Latest Report: 2025-12-31

SCHUYLER SAVINGS BANK is asn small FDIC-insured commercial bank headquartered in KEARNY, NJ, established in Jan. 1, 1924, midnight. As of 2025-12-31, the bank reported total assets of $147M and total deposits of $115M. Profitability stands at 0.34% ROA and 2.32% ROE, with a net interest margin of 2.79%. The bank's CET1 capital ratio is 14.34%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.43% and a Texas Ratio of 2.43%. FDIC Certificate #30072.

Assets

$147M

Deposits

$115M

Loans

$126M

Equity

$21M

Profitability

Return on Assets (ROA) 0.34%
Return on Equity (ROE) 2.32%
Net Interest Margin (NIM) 2.79%
Yield on Assets 5.16%
Cost of Funds 2.61%

Asset Quality

NPL Ratio 0.43%
Net Charge-Off Ratio --
Texas Ratio 2.43%
NPA Ratio 0.37%
ACL / Loans 0.83%

Capital & Liquidity

CET1 Ratio 14.34%
Tier 1 Capital 14.34%
Total Capital Ratio 15.05%
Leverage Ratio 14.43%
Loan-to-Deposit 110.05%

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