HANMI BANK

LOS ANGELES, CA | Large | Est. Dec. 15, 1982, midnight | FDIC #24170 | RSSD #657365 | FDIC
Latest Report: 2025-12-31

HANMI BANK is aln large FDIC-insured commercial bank headquartered in LOS ANGELES, CA, established in Dec. 15, 1982, midnight. As of 2025-12-31, the bank reported total assets of $7.8B and total deposits of $6.7B. Profitability stands at 1.19% ROA and 10.72% ROE, with a net interest margin of 3.56%. The bank's CET1 capital ratio is 13.17%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.28% and a Texas Ratio of 2.13%. FDIC Certificate #24170.

Assets

$7.8B

Deposits

$6.7B

Loans

$6.6B

Equity

$873M

Profitability

Return on Assets (ROA) 1.19%
Return on Equity (ROE) 10.72%
Net Interest Margin (NIM) 3.56%
Yield on Assets 5.82%
Cost of Funds 2.70%

Asset Quality

NPL Ratio 0.28%
Net Charge-Off Ratio 0.22%
Texas Ratio 2.13%
NPA Ratio 0.26%
ACL / Loans 1.06%

Capital & Liquidity

CET1 Ratio 13.17%
Tier 1 Capital 13.17%
Total Capital Ratio 14.25%
Leverage Ratio 11.47%
Loan-to-Deposit 98.27%

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