BanksHANMI BANK

HANMI BANK

LOS ANGELES, CALargeEst. Dec. 15, 1982, midnightFDIC #24170RSSD #657365FDIC
Latest · 2025-12-31

HANMI BANK is an FDIC-insured commercial bank headquartered in LOS ANGELES, CA, established in Dec. 15, 1982, midnight. As of 2025-12-31, the bank reported total assets of $7.8B and total deposits of $6.7B. Profitability stands at 1.19% ROA and 10.72% ROE, with a net interest margin of 3.56%. CET1 capital ratio: 13.17%, well above regulatory minimums. NPL ratio: 0.28% · Texas Ratio: 2.13%. Operates 33 domestic branches.

Assets
$7.8B
Deposits
$6.7B
Loans
$6.6B
Equity
$873M

Profitability

Return on Assets (ROA)1.19%
Return on Equity (ROE)10.72%
Net Interest Margin3.56%
Yield on Assets5.82%
Cost of Funds2.38%

Asset Quality

NPL Ratio0.28%
Net Charge-Off Ratio0.22%
Texas Ratio2.13%
NPA Ratio0.26%
ACL / Loans1.06%

Capital & Liquidity

CET1 Ratio13.17%
Tier 1 Capital13.17%
Total Capital Ratio14.25%
Leverage Ratio11.47%
Loan-to-Deposit98.27%

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