MIDWEST BANKCENTRE

SAINT LOUIS, MO | Large | Est. March 1, 1906, midnight | FDIC #1058 | RSSD #657459 | FED
Latest Report: 2025-12-31

MIDWEST BANKCENTRE is aln large FDIC-insured commercial bank headquartered in SAINT LOUIS, MO, established in March 1, 1906, midnight. As of 2025-12-31, the bank reported total assets of $3.0B and total deposits of $2.5B. Profitability stands at 0.88% ROA and 7.34% ROE, with a net interest margin of 3.83%. The bank's CET1 capital ratio is 13.30%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.20% and a Texas Ratio of 7.41%. FDIC Certificate #1058.

Assets

$3.0B

Deposits

$2.5B

Loans

$2.4B

Equity

$369M

Profitability

Return on Assets (ROA) 0.88%
Return on Equity (ROE) 7.34%
Net Interest Margin (NIM) 3.83%
Yield on Assets 5.99%
Cost of Funds 2.42%

Asset Quality

NPL Ratio 1.20%
Net Charge-Off Ratio 0.28%
Texas Ratio 7.41%
NPA Ratio 0.99%
ACL / Loans 1.29%

Capital & Liquidity

CET1 Ratio 13.30%
Tier 1 Capital 13.30%
Total Capital Ratio 14.52%
Leverage Ratio 11.74%
Loan-to-Deposit 98.13%

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