TRI-COUNTY BANK, THE

STUART, NE | Small | Est. Nov. 17, 1945, midnight | FDIC #16339 | RSSD #657954 | FDIC
Latest Report: 2025-12-31

TRI-COUNTY BANK, THE is asn small FDIC-insured commercial bank headquartered in STUART, NE, established in Nov. 17, 1945, midnight. As of 2025-12-31, the bank reported total assets of $244M and total deposits of $222M. Profitability stands at 1.02% ROA and 14.29% ROE, with a net interest margin of 4.16%. The bank's CET1 capital ratio is 6.96%. Asset quality metrics show a non-performing loan ratio of 0.15% and a Texas Ratio of 1.19%. FDIC Certificate #16339.

Assets

$244M

Deposits

$222M

Loans

$153M

Equity

$17M

Profitability

Return on Assets (ROA) 1.02%
Return on Equity (ROE) 14.29%
Net Interest Margin (NIM) 4.16%
Yield on Assets 5.88%
Cost of Funds 1.72%

Asset Quality

NPL Ratio 0.15%
Net Charge-Off Ratio 0.05%
Texas Ratio 1.19%
NPA Ratio 0.09%
ACL / Loans 1.21%

Capital & Liquidity

CET1 Ratio 6.96%
Tier 1 Capital 6.96%
Total Capital Ratio 7.31%
Leverage Ratio 9.63%
Loan-to-Deposit 68.81%

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