COUNTY SAVINGS BANK

ESSINGTON, PA | Micro | Est. Jan. 1, 1920, midnight | FDIC #29231 | RSSD #658072 | OCC
Latest Report: 2025-12-31

COUNTY SAVINGS BANK is amn micro FDIC-insured commercial bank headquartered in ESSINGTON, PA, established in Jan. 1, 1920, midnight. As of 2025-12-31, the bank reported total assets of $89M and total deposits of $81M. Profitability stands at 0.21% ROA and 2.69% ROE, with a net interest margin of 3.51%. The bank's CET1 capital ratio is 19.80%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #29231.

Assets

$89M

Deposits

$81M

Loans

$54M

Equity

$7M

Profitability

Return on Assets (ROA) 0.21%
Return on Equity (ROE) 2.69%
Net Interest Margin (NIM) 3.51%
Yield on Assets 4.31%
Cost of Funds 0.95%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio --
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 0.73%

Capital & Liquidity

CET1 Ratio 19.80%
Tier 1 Capital 19.80%
Total Capital Ratio 20.93%
Leverage Ratio 7.88%
Loan-to-Deposit 67.12%

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